Washington National: ACCIDENTassure
Accident injury insurance helps protect you from the cost of accidental injuries. You can’t prevent accidents, but you can protect yourself and your family’s assets. Accidents happen every day.
According to the National Safety Council, falls are a leading cause of all accidental injuries in the U.S. and responsible for 10.5 million ER visits a year.
An accidental injury is an injury to your body solely caused by and resulting from a sudden, unexpected and unforeseen even. Bodily injuries that result from accidents can be painful and can cause unexpected medical bills for diagnosis and treatment.
If you are in an accident, you will be responsible for out-of-pocket expenses such as deductibles (if you have medical coverage and copays, plus medical appliances and transportation. If you do not have medical coverage, then the cost at the ER and all the cost regarding your accident has now become your responsibility. We all want to protect our assets and work hard to retain our assets. One accident could wipe out your savings.
- Benefits are paid directly to your regardless of any other insurance you have.
- Benefits have no lifetime maximums
- Rates won’t increase because you use your policy.
- Designed to protect active individuals and their families.
- Rates are affordable for most budgets.
Benefits:
| Accident Event | Benefit Pays |
| Emergency Room & Ambulance | $500 (Adult), $350 (Child) |
| Inpatient Hospital Confinement & ICU | $500/day |
| Intensive Care (up 15 days per accident) | $1000/day |
| Transportation & Family Lodging (100+ miles) | $125/day |
| Follow-Up Doctor Visits | $50/visit |
| Accident Dismemberment | Up to $40,000 |
| Accidental Death Benefit | $75,000-$150,000 |
| Burns (2nd & 3rd Degree) | $1200 |
| Fractures | Up to $3200 |
| Dislocation | Up to $3000 |
| Lacerations requiring sutures | Up to $400 |
| Surgery | Up to $800 |
| Paralysis | $10,000 |
| Quadriplegia | $12,500 |
1 in 8 Americans, nearly 38 million people, receive medical attention for non-fatal injuries
How does this affect me?
Treatment: Doctor Office visit, X-rays, sling and pain medication
Diagnosis: Arm pain & fracture
