Enhanced Shield

Telemedicine+

MedCare Complete

Offering cost-effective insurance can be challenging.  Annual insurance premium high cost, doctors visit co-pays and out of pocket services and finding a physician can be frustrating and costly.

MedCare Complete can provide you with a Solution!

By providing a non-insurance solution to maximize cost savings and improve accessibility, MedCare Complete Telemedicine Program gives you 24/7 354 days a year access to U.S. board-certified physicians who can consult, diagnose and prescribe medication for common and acute illnesses by phone or video.  This can reduce cost for doctor visits, reduce your time to get well and give you flexible options.  There is NO cost NO Co-pays to you for the service.

Save yourself a trip to the doctor’s office, Contact MedCare Complete for the following ailments:

Acid Reflux Fever Heartburn
Acne Diarrhea Nausea & Vomiting
UTIs Ear Infection Sinus Conditions
Asthma Headache Gout
Cellulitis Fungal Infection Bacterial Infections
Bronchitis Joint Aches Pinkeye
Sore Throat Migraines Rashes
Constipation Insect Bites Cold & Flu

Additional Features:

  • Medication Management
  • Medical Bill Negotiator (can add other cost saving services.
  • Medical & ID Theft Monitoring
  • Social Media Tracking/ Cyberbullying protection
  • Sex Offender Alerts
  • Telemedicine
  • Expense Reimbursement

Dental, Vision & Hearing

Central United Life Insurance Company

Dental/Vision/Hearing – You may not know it, but the truth is, there’s an awful lot of a dentist can tell while gazing into your mouth.  Studies have shown that our mouths can exhibit symptoms related to more than 120 different non-dental diseases, including diabetes and heart disease.

So even if there’s nothing wrong with your teeth and gums (and we certainly hope that’s the case!), visiting a dentist regularly can lead to early detection of serious diseases, which alone can make dental insurance well worth the investment.

 


Vision screenings typically are designed to only detect subnormal visual acuity and major vision problems — as quickly and cost-effectively as possible. They generally are ineffective for detecting more subtle vision problems and potentially sight-robbing eye diseases.

Eye exams, on the other hand, are performed by licensed eye doctors (an optometrist or ophthalmologist) and evaluate not only your visual acuity, but also the complete health of your eyes, from front to back — including checking for early signs of serious eye problems such as glaucoma, cataracts, macular degeneration and detached retina.

 


Hearing loss affects 48 million people in the United States. Hearing loss can occur at birth or can develop at any age. If you suspect that you or a family member has a hearing loss, the best place to start is with a hearing evaluation by a licensed audiologist.

Product Highlights

  • Choose your dentist – No networks
  • Family Rates (includes a maximum of 3 children)
  • Individual 18 – 85
  • $1,500 policy year benefits
  • Guaranteed Issue

Americans are affected by vision problems

Accident

Washington National: ACCIDENTassure

Accident injury insurance helps protect you from the cost of accidental injuries.  You can’t prevent accidents, but you can protect yourself and your family’s assets.   Accidents happen every day.

According to the National Safety Council, falls are a leading cause of all accidental injuries in the U.S. and responsible for 10.5 million ER visits a year.

An accidental injury is an injury to your body solely caused by and resulting from a sudden, unexpected and unforeseen even.  Bodily injuries that result from accidents can be painful and can cause unexpected medical bills for diagnosis and treatment.

If you are in an accident, you will be responsible for out-of-pocket expenses such as deductibles (if you have medical coverage and copays, plus medical appliances and transportation.  If you do not have medical coverage, then the cost at the ER and all the cost regarding your accident has now become your responsibility.  We all want to protect our assets and work hard to retain our assets.  One accident could wipe out your savings.

  • Benefits are paid directly to your regardless of any other insurance you have.
  • Benefits have no lifetime maximums
  • Rates won’t increase because you use your policy.
  • Designed to protect active individuals and their families.
  • Rates are affordable for most budgets.

Benefits:

Accident Event Benefit Pays
Emergency Room & Ambulance $500 (Adult), $350 (Child)
Inpatient Hospital Confinement & ICU $500/day
Intensive Care (up 15 days per accident) $1000/day
Transportation & Family Lodging (100+ miles) $125/day
Follow-Up Doctor Visits $50/visit
Accident Dismemberment Up to $40,000
Accidental Death Benefit $75,000-$150,000
Burns (2nd & 3rd Degree) $1200
Fractures Up to $3200
Dislocation Up to $3000
Lacerations requiring sutures Up to $400
Surgery Up to $800
Paralysis $10,000
Quadriplegia $12,500

1 in 8 Americansnearly 38 million people, receive medical attention for non-fatal injuries 

How does this affect me?

Treatment:   Doctor Office visit, X-rays, sling and pain medication

Diagnosis:  Arm pain & fracture

Critical Illness

Washington National: ACCIDENTassure

Critical Illness insurance, otherwise known as critical illness coverage or a dreaded disease policy, is an insurance that pays the policy holder a lump sum payment. If the policy holder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy, Heart Attack, Stroke, and Cancer.

Washington National Active Care conveniently combines the best features of their cancer, heart & stroke, hospital and accident policies, with additional benefits for other critical illnesses.  Plus, the product goes a step further by offering a benefit for a doctor office wellness visit, which provides an additional incentive for individuals to make healthy choices and seek preventative care.

  • Receive a LUMP-SUM Benefit amount of $10,000 when you are diagnosed with a critical illness. This coverage pays for:
    • Cancer
    • Heart Attach
    • Stroke
    • Coronary Artery Bypass
    • Major Organ Transplant
    • Recurrence benefit. One year after you have no received or needed treatment for a cancer, heart attack or stroke, your lump-sum benefits begins to grow- to a maximum of 50% after 5 years.
  • You can receive all benefits in addition to any other coverage.
  • Unisex Rate/tobacco
  • 5 year look-back for cancer and heart conditions with a 30 day waiting period.
  • Benefits are paid directly to you – so you don’t have to spend your savings, retirement fund, file medical bankruptcy, and fall behind on your mortgage and utility bills. You choose how to spend your money received.

Get back to your active lifestyle and enjoy the best things in life!

 

1-in-2 men

 

 

1-in-3 women

 

Will be diagnosed with cancer at some point in their lifetime!

Nearly 1,300,000 people suffer a heart attack each year in the U.S.

Life

Washington National: Lifeassure

Term life insurance is level coverage for a set period of time and is usually cheaper than other types of life insurance.

Life insurance is designed to provide your loved ones a cash benefit if you pass away.  The money can be used to replace your income, cover living expenses, and pay off debts, Fund College for your children and much more.

Protecting your family with life insurance is a caring, responsible act.  With this simple step, you can provide for your loved ones and ensure a more secure future.  The cash, known as the death benefit, replaces your income and can help your family meet many important financial, daily living expenses, and college funds.

If You Are: You May Need Insurance Because:
Married or about to be married Your spouse or partner can use the benefits to pay for your final expenses and meet ongoing obligations
A parent with Dependent children Benefits can provide for your children’s future financial needs – such as braces, daycare, clothing, medical care and tuition. When you’re no longer eligible to do so.
Breadwinner in your family’s household Your family’s life style would be significantly impacted by the loss of your income.
Single Parent or Stay at home parent Your children rely on your income to get by day to day
Buy a Home or Start a Business Your family will have peace of mind knowing they will not inherit this debt but has the financial needs to cover the debt incurred.
Retire You and your family have peace of mind knowing that you have taken the responsibility ahead of time in case of a loss. (Peace of Mind)

Term Life Coverage Available for:

Individual $50,000,

Spouse $25,000

Children: $10,000

Issue Issues 18-55 (to-age-65 term)

  • Affordable guaranteed Level Premium
  • Return of Premium benefit Options
    • Reduced paid up –insurance
    • Extend term life
    • Cash benefit
  • Accelerated Benefits for Terminal Illness
  • Death benefit paid income tax free to heirs
  • Noninvasive Underwriting

Ready to Enroll?